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Introducing the Nationwide Living Benefit Suite of Riders
available on Nationwide Variable Annuities.
 
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Tailor the way you help your clients plan for retirement income.
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With the Nationwide Living Benefit Suite of Riders, available at an additional cost, you'll be able to offer a unique combination of options to help create retirement income for your clients. A variable annuity is a contract you purchase from an insurance company, designed for long-term investing. The values will fluctuate based on investment option performance. Investing involves market risk, including possible loss of principal. They have some limitations and you may be charged penalties if you take your money out early. Withdrawals may be subject to ordinary income taxes, and if you are under age 59 1/2, you may pay a 10% federal tax penalty also. Fees and charges can vary.
SELECT A RIDER THAT FITS TO YOUR CLIENTS’ NEEDS
The Nationwide Lifetime income Rider

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certainty
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Nationwide Lifetime income Capture

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possibility
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Nationwide Lifetime income Track

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opportunity
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Clients looking for lifetime income.
The Nationwide Lifetime Income Rider® (Nationwide L.inc) offers a level of certainty for clients who are at or near retirement and need to know the minimum level of income they'll have in retirement. All guarantees and protections, where available, are subject to the claims-paying ability of Nationwide Life Insurance Company.
certainty
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When added to a Nationwide variable annuity, NATIONWIDE L.inc is designed to deliver:
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Seven percent
A 7% simple interest roll-up rate
on the original income benefit base for the first 10 years or until the first lifetime withdrawal, whichever comes first.
Lock
An annual step-up feature
that locks in the highest contract value on the rider anniversary if the investment options outperform the 7% simple interest roll-up rate.
Couple
A joint option for continuation of income for either surviving spouse.
possibility
A mix of growth potential and guarantee.
Nationwide Lifetime Income Capture rider is designed for investors with a longer time-horizon to invest, and are willing to take some risks in order to benefit from upside market potential to achieve a higher level of income. All guarantees and protections, where available, are subject to the claims-paying ability of Nationwide Life Insurance Company.
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When added to a Nationwide variable annuity, LIFETIME INCOME CAPTURE® is designed to deliver:
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Possibility Calendar
A 15-year simple interest roll-up rate
calculated annually based on a Variable Rate of at least the monthly 10-Year Treasury constant maturity rate plus a Defined Rate.
Lock
An annual step-up feature
that locks in the highest monthly contract value.
Couple
A joint option for continuation of income for either surviving spouse.
opportunity
Opportunity to grow retirement income.
The Nationwide Lifetime Income Track rider may be ideal for younger investors seeking an investment option to grow their assets, but it also has the ability to provide guaranteed income in retirement.All guarantees and protections, where available, are subject to the claims-paying ability of Nationwide Life Insurance Company.
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When added to a Nationwide variable annuity,
NATIONWIDE LIFETIME INCOME TRACK
is designed to deliver:
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Investment Options
that allow you to customize your portfolio with a higher equity exposure.
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An annual step-up feature
that locks in the highest contract value on the rider anniversary.
Couple
A joint option
for continuation of income for either surviving spouse.